iOS · Android
Expenses that file themselves.
Snap a receipt, say what you spent, or paste a line of text. Zimam reads the amount, the payee and the category, and files the entry.
Free plan included · No ads
Home
September
Net balance
₹42,180.00Safe to spend
₹8,420Spent this month
₹21,760Review inbox
1 newChai
UPI · Food · Today
Recent
- ₹45
Metro
Transport · Card
- ₹1,240
Groceries
Food · UPI
- ₹2,310
Electricity
Bills · Transfer
- 3
- ways to capture
- 1
- review inbox
- 0
- ads
Capture
Capture, three ways.
Pick whichever is fastest in the moment. They all end up in the same place.
Blue Tokai
Blue Tokai
Food · Card
Scan
A photo of a bill, or a screenshot of a payment screen. Zimam reads the amount and the payee.
“chai twenty, cab two fifty by UPI”
Chai
Food · Cash
Cab
Transport · UPI
Say it
Speak the way you would to a friend. Several items in one breath are fine.
groceries 1240 upi, metro 45, netflix 649 card
Groceries
Food · UPI
Metro
Transport · Cash
Netflix
Entertainment · Card
Paste a batch
A line of text with a few entries in it becomes a few entries, each with a category.
Every parse lands in a review inbox first. Nothing touches your ledger until you confirm it.
Import
Import a whole statement.
Upload a bank PDF and every row comes back ready to review, with a category suggested for each. Drop in a CSV and it is read on your device, instantly.
- Bank PDF → every row ready to review
- CSV read on-device, instantly
- Duplicates flagged before they reach the ledger
Parsed rows
5 ready to review| Date | Description | Category | Amount |
|---|---|---|---|
| 02 Sep | UPI/SWIGGY | Food | -₹412.00 |
| 02 Sep | NEFT/SALARY | Income | +₹68,000.00 |
| 03 Sep | POS/DECATHLON | Shopping | -₹2,199.00 |
| 04 Sep | ACH/BESCOM | Bills | -₹2,310.00 |
| 05 Sep | UPI/BMTC | Transport | -₹45.00 |
Budgets
Budgets that match real life.
Set a limit per category, and change it whenever life changes. Budgets are effective from the month you set them, so your history stays honest.
Change it in March and February stays as it was. Every month keeps the limit that was true at the time, so a report from last quarter still means what it meant.
Home shows one number, safe to spend: what is left after budgets, upcoming recurring entries and goal contributions are taken out.
September
Safe to spend ₹8,420
- Food₹6,940 / ₹8,000
- Transport₹1,820 / ₹4,000
- Shopping₹2,199 / ₹6,000
And
More, quietly.
Goals
One target, two meters: what you have saved, and what you are on track for.
Recurring rules
Rent, subscriptions, EMIs. Posted on schedule, even with the app closed.
Business and personal
Separate ledgers with their own accounts and budgets. Switch in a tap.
Insights
This month against last, biggest expense, where the money went.
Home-screen widget
Safe to spend on your home screen. Log an entry without opening the app.
Offline logging
Log with no signal. Entries queue on the phone and sync when you are back.
Privacy
Yours, and private.
Zimam is a tracker, not a bank. It never connects to your bank account and never moves money.
Face ID or passcode lock
Lock the app with the same biometrics you use to unlock your phone. Biometric data never leaves the device.
Amounts stay out of analytics
Amounts, payees, notes and account names are never sent to analytics or crash reporting.
Usage reporting is a switch
Turn off usage data in Settings → Privacy. The app works exactly the same either way.
Delete everything, yourself
Delete your account and everything in it from inside the app. Immediate and permanent.
Zimam Pro
Stop typing every expense.
Free plan covers manual entry, accounts, budgets, goals, insights, the widget and app lock, plus a few AI captures each month.
Unlimited AI capture
Scan, say it, or paste as often as you like.
Statement import
Bank PDFs parsed row by row, CSVs read on-device.
CSV export and PDF statements
Your ledger, in a format an accountant or a spreadsheet understands.
Recurring rules
Rent, subscriptions and EMIs posted on schedule, even with the app closed.
FAQ
Questions, answered.
Start with the free plan. Keep the receipts.
Zimam is on the App Store and Google Play. Free plan included, no ads.